Important
Disclaimer
HaqSathi AI is a guidance and drafting tool. Please read this before relying on anything generated by the platform.
We are not an official authority
HaqSathi AI is not a government department, regulator, bank, police authority, court, or law firm, and has no official standing with RBI, NPCI, consumer forums, RTI authorities, or any scheme administrator.
AI-generated content can be wrong
All drafts, risk scores, eligibility suggestions, checklists and action plans are AI-generated and may be incomplete, outdated, or incorrect. Always cross-check against the official source — your bank's app/website, the company's support, the relevant government portal, or a qualified professional — before acting on or submitting anything.
No guaranteed outcomes
We do not guarantee that any refund, complaint resolution, scheme approval, or dispute outcome will result from using our drafts or plans.
For UPI fraud / unauthorized transactions, act immediately:
- Call the National Cyber Crime Helpline: 1930
- Report online at cybercrime.gov.in
- Inform your bank / UPI app immediately — RBI customer-liability rules give strongest protection when unauthorized transactions are reported quickly, including zero liability in eligible third-party breach cases reported within 3 working days.
Use HaqSathi AI to prepare your bank complaint and evidence, but do not wait for AI before reporting fraud through official channels.
Not legal advice
Tools like "Legal Notice Style Draft" or "RTI Application Helper" produce template-style drafts for reference only. They are not legal advice, and using them creates no advocate-client or professional relationship.
Third-party links and services
We may link to or rely on third-party services such as banks, government portals and payment processors. We are not responsible for their content, availability, or practices.