New safety tool

Loan app harassment planner

Organize proof, safety warnings and a copy-ready written response for loan app harassment, overcharging, fake legal threats or privacy misuse.

Organize proof files

Threat proof map

Know which call logs, screenshots, payment proof and app permission screenshots to preserve.

Safe written reply

Create a factual message asking for written breakup and harassment stop confirmation.

Secret-safe warnings

Avoid OTP, PIN, CVV, passwords, screen sharing, ID misuse and contact-list abuse traps.

Safety note

Guidance only. For immediate threats, blackmail, physical danger, self-harm pressure or privacy abuse, use trusted people and official emergency/local authority/cybercrime channels quickly.

Loan app issue details

Fill only safe details. Do not enter OTP, UPI PIN, passwords, CVV, Aadhaar/PAN numbers, full family contacts or private images.

Issue type

Loan app / lender name

Harassment channel

Amount borrowed

Amount demanded

Due date

First harassment date

City / State

What happened?

Evidence available

Desired outcome

Extra notes

Safety plan

Use this before replying, blocking or filing through official channels.

Urgency

Low/medium risk - organize proof and communicate in writing

Low/medium risk - organize proof and communicate in writing. Keep proof safe, avoid secret sharing and use official complaint routes for threats/privacy misuse.

60%

Risk score

₹0

Extra demanded

Immediate safety

If there are threats, blackmail, family harassment or pressure to self-harm, contact trusted people and official emergency/local authority channels immediately.

Proof checklist

Preserve these before filing or escalating.

Issue-specific proof: call logs, SMS/WhatsApp screenshots, numbers used, time/date pattern.

Loan app name, lender/NBFC name if visible, loan ID/reference, disbursal amount and repayment demand screenshot.

Call log screenshots showing repeated calls, dates, times and phone numbers. Do not call back unknown numbers from public screenshots.

SMS/WhatsApp/chat screenshots showing threat, abuse, fake legal warning, contact-list threat or payment demand.

Payment proof: UPI/bank receipt, transaction ID, date and amount paid. Hide full UPI ID/account/card data before sharing publicly.

App permission screenshots if contact/photo/storage misuse is suspected.

A short timeline: loan date, first harassment date, payment date if any, latest threat date and support/grievance messages.

Safety warnings

Read before sharing or copying any complaint message.

This tool is guidance only. It does not provide legal/financial advice or guarantee recovery/relief.

Do not share OTP, UPI PIN, CVV, net-banking password, screen-share access, full ID documents, contact list or private photos with any recovery caller.

Do not post full phone numbers, addresses, Aadhaar/PAN, bank details, family contacts or private images publicly. Redact first.

Preserve original evidence. Do not edit or fabricate screenshots, call logs, receipts or messages.

For immediate threats, blackmail, extortion or safety risk, use official emergency/local authority/cybercrime channels quickly.

Copy-ready loan app harassment message

Use only through official app/lender/email/grievance channel after checking facts.

Subject: Request to stop harassment and provide written loan/payment clarification - Harassment calls/messages

Dear Loan App / Lender Support Team,

I am writing regarding harassment calls/messages.
App/Lender name: not provided. City/State: not provided. Contact method used by recovery side: not provided.
Amount borrowed: ₹not provided. Amount demanded: ₹not provided. Due date: not provided. First harassment date: not provided.
Issue summary: not provided.
Evidence available: not provided.
Requested outcome: Please stop harassment, share written amount breakup, update payment status and communicate only through lawful official channels.
Extra notes: not provided.

Please provide a written response with the valid loan reference, principal amount, fees/charges breakup, payment history, pending amount if any, and confirmation that abusive calls/messages/contact-list harassment will stop immediately.

Regards,

Subject: Request to stop harassment and provide written loan/payment clarification - Harassment calls/messages Dear Loan App / Lender Support Team, I am writing regarding harassment calls/messages. App/Lender name: not provided. City/State: not provided. Contact method used by recovery side: not provided. Amount borrowed: ₹not provided. Amount demanded: ₹not provided. Due date: not provided. First harassment date: not provided. Issue summary: not provided. Evidence available: not provided. Requested outcome: Please stop harassment, share written amount breakup, update payment status and communicate only through lawful official channels. Extra notes: not provided. Please provide a written response with the valid loan reference, principal amount, fees/charges breakup, payment history, pending amount if any, and confirmation that abusive calls/messages/contact-list harassment will stop immediately. Regards,